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{"sheet":"Sheet1","index":0,"n_rows":488,"n_cols":6,"rows_kept":488,"cut":false,"hidden":false,"merged":[[4,3,4,5],[10,2,10,5],[11,2,11,5],[12,2,12,5],[13,2,13,5],[14,2,14,5],[6,2,6,5],[5,2,5,5],[7,2,7,5],[8,2,8,5],[74,1,74,4],[17,2,17,5],[15,2,15,5],[16,2,16,5]],"flags":["formulas_cached_only"]}
[]
[]
[]
[]
[null,"Quotation Sheet: Petrosure Underwriting Managers","Quote Date","2020-08-06"]
[]
[null,"Insured:"]
[null,"Risk Address:                                       "]
[]
[]
[null,"Broker:  "]
[]
[null,"Description of Business"]
[null,"Telephone number","Tba"]
[null,"Fascimile number","Tba"]
[null,"Security details","Tba"]
[null,"Loss History","TBA"]
[]
[null,null,null,"Sum Insured","Rate","Premium"]
[null,"Fire & Perils "]
[]
[null,"Buildings",null,0,0,0]
[null,"Rent",null,0,0,0]
[null,"Plant, Machinery, Fixtures and Fittings",null,0,0,0]
[null,"Stock and Materials in Trade",null,0,0,0]
[null,"Miscellaneous",null,0,0,0]
[null,"Vehicles owned or in custody & control of insured",null,0,0,0]
[]
[null,"Extensions (Included)"]
[null,"Special Perils ( Stock & Non stock)"]
[null,"Earthquake"]
[null,"Malicious damage "]
[]
[null,"Additional Perils"]
[null,"Chilled Refrigerated Stock( All Risks)",100000]
[null,"Fuel Contamination by water ",250000]
[null,"Shade Netting",75000]
[null,"Bollards Perimetre Fence",75000]
[null,"Damage to signage, blinds,  canopies ",75000]
[null,"Fuel Leakage extension- ",250000]
[null,"Damage to gardens, landscaping,playground & recreational equipment",20000]
[null,"Subsidence & Landslip extension in respect of fuel in underground tanks",250000]
[null,"Vehicle on premises",325000]
[null,"Death in Service Extension",20000]
[null,"Water Leakage Extension",50000]
[null,"First Aid Treatment Extension",2500]
[null,"Petrol Pumps & Forecourt Property Extension",75000]
[null,"Powersurge Damage Extension",65000]
[null,"Special Geyser extension (Bursting/accidental damage)",10000]
[null,"Post Trauma Counselling Extension",20000]
[null,"Medical Expenses",20000]
[null,"Fatal injury & Medical Extension",50000]
[null,"Fire Extinguihing Costs incl refilling & replacement",25000]
[null,"Claims Preparation Costs",100000]
[null,"Debri Removal",100000]
[null,"Consignment stock & floating stock","Included"]
[null,"Impact Damage by Vehicles","Included"]
[]
[]
[null,"Basic Excess: 10% min R1,000"]
[null,"Hail excess: 10% min R5,000 (Vehicles outside building)"]
[]
[null,"Requirements"]
[null,"All vehicles in the open should be under hail or shade nets"]
[]
[null,"Column References"]
[null,"Column 1 - Buildings"]
[null,"Column 2 - Rent"]
[null,"Column 3 - Plant, Machinery, Fixtures and Fittings"]
[null,"Column 4 - Stock and Materials in Trade"]
[null,"Column 5 - Miscellaneous"]
[null,"Column 6 - Vehicles owned or in custody & control of insured"]
[]
[null,"Buildings Combined"]
[]
[null,"Buildings in use as: Filing station Fuel Depot, Walls, Fencing & Forecourt ",null,0,0,0]
[null,"Rent",null,0,0,0]
[null,"Liability","included"]
[null,"Public Supply Connections","included"]
[null,"Theft Non Forcible Entry","included",25000]
[null,"Motors & Pumping Equipment","included",10000]
[null,"Damage to Gardens","included",10000]
[null,"Prevention of Access","included"]
[]
[null,"Extensions (Included)"]
[null,"Subsiden & Landslip"]
[null,"Dwellings"]
[null,"Earthquake"]
[null,"Malicious damage - "]
[]
[null,"Additional Perils"]
[null,"Damage to gardens, landscapingplayground & recreational equipment","included"]
[null,"Subsidence & Landslip extension","included",15000]
[null,"Debri Removal","included",100000]
[null,"Arson, Theft, Vandalism or malicious damage reward","included",10000]
[null,"Motors & Pumping Equipment","included",15000]
[null,"Generator Hire","included",15000]
[null,"Landscaped Gardens","included",10000]
[null,"Removal of Trees","included",5000]
[null,"Security Guards","included",7500]
[null,"Water Removal & Dehumidifying - without our consent","included",5000]
[null,"Building materials awaiting installation","included",15000]
[null,"Intercom System Sim Card","included",5000]
[null,"Loss of Water","included",5000]
[null,"Maintenance, Gardening and Cleaning Equipment","included",30000]
[null,"Replacement of Locks, Keys, Tags & Remote Control Access Devices","included",5000]
[null,"Title Deeds","included",5000]
[null,"Power Surge","included",15000]
[null,"Theft without Forcible and Violent Entry","included",15000]
[null,"Basic Excess: 10% min R2000"]
[]
[null,"Business Interruption","Not Required"]
[null,"Gross Profit ",null,0,0,0]
[null,"Additional Increase in Cost of Working","included",350000]
[null,"Claims Preparation Costs","included",100000]
[null,"On Auditors fees"]
[null,"Wages (4 weeks)"]
[null,"Indemnity period 12 months"]
[null,"Difference Basis"]
[]
[null,"Enhancements Automatically Appliacle to Section"]
[]
[null,"Customer Extension","included",25000]
[null,"Prevention of Access ( Extended cover)","included",25000]
[null,"Public telecommunications - Extended cover","included",25000]
[null,"Accidental Damage","included",150000]
[null,"Franchise Royalties ( Msut be part of Fixed Expenses)","included",25000]
[null,"Public Utilities - Extended cover","included",25000]
[null,"Suppliers & Sub contractors","included",25000]
[null,"Uninsured Costs( Difference basis)","included",25000]
[]
[null,"Accounts Receivables","Not required"]
[null,"Outstanding Debit Balances"]
[null,"Excess: 10% of claim min R500"]
[null,"Extensions"]
[null,"Transit warranty"]
[null,"Dplicate records"]
[]
[null,"Enhancement Appliacble to Section"]
[]
[null,"Medical Expenses Extension",10000]
[]
[null,"Office Contents","Not Required"]
[null,"Entire Contents",null,null,0.0035,0]
[null,"Theft","25% of sum insured",0,0.03,0]
[null,"Rent"]
[null,"AICOW"]
[]
[null,"Automatic Enhancements Applicable to Section"]
[]
[null,"Power Surge Damage Extension",25000]
[null,"Medical Expenses Extension",10000]
[null,"Fire Extinguihing Costs incl refilling & replacement",25000]
[null,"Gas Installation Warranty"]
[]
[null,"Excess: 10% of claim min R500. theft is subject to 25% of sum insured"]
[]
[null,"Theft"]
[null,"First Loss Limit","No Alarm",0,0.08,0]
[null,"First Loss Limit","Radio Linked alarm",0,0.08,0]
[null,"Theft of Vehicles",null,0,0.03,0]
[null,"Additional claims preparation costs",null,10000]
[null,"Damage to buildings",null,50000]
[null,"Loss/Damage to Locks & Keys",null,10000]
[]
[]
[null,"Enhancements Automatically Applicable"]
[]
[null,"Goods not meant to be in the open",10000]
[null,"Buildings Increased Limit",50000]
[null,"Malicious Damage to Contents",50000]
[null,"Watchman Extension/ Cost of Boarding",7500]
[null,"Cellphone cards/cigarettes limit",20000]
[null,"Access cards & sound equipment extension",10000]
[null,"Fatal injury & medical expences extension",15000]
[null,"Medical Expenses Extension",15000]
[null,"Loss or damage to building locks, keys",10000]
[null,"Theft of batteries & Accessories from Generatoes/Compressors",15000]
[]
[]
[null,"Requirements"]
[null,"The burglar alarm installed at the premises must be set and linked to 24Hour armed response. It should be fully operative whenever the premises ar enot open for business"]
[null,"Vehicles in the open should be secured all times by either bollards and chains or locks on the wheels"]
[null,"Theft of parts and accessories are not covered unless the entire vehicle is stolen at the same time"]
[null,"The keys of the vehicles must be kept in a locked safe fixed to a building at the premises"]
[null,"Exclusion"]
[null,"Loss of or damage to any vehicle which is caused by trickery , false pretence and or by fraud /absconding by a person who has entered or is entering into an exchange, hiring ,  cash or credit sale agreement relating to the vehicle concerned or by anyone acting on their behalf or with their knowledge or consent and in order to obtain the vehicle/s concerned."]
[]
[]
[null,"Excess"]
[null,"10% min R500 on contents"]
[null,"10% of claim min R5,000 on vehicles"]
[]
[null,"Glass","Not Required"]
[null,"Internal & External glass",null,0,0,0]
[null,"Excess: 10% of claim min R500"]
[null,"Extensions: Special reinstatement"]
[]
[null,"Medical Expense",10000]
[null,"Clarification of Glass Covered"]
[]
[null,"Money"]
[null,"Major limit",null,0,0,0]
[null,"Seasonal Limit"]
[null,"Till limit increase"]
[null,"In the custody of one or more petrol attendants",2]
[null,"In the custody of one or more rounds man or collectors",9]
[null,"Premises to have drop safe and keys to the safe be kept off the premises"]
[null,"Excess :10% of claim min R500"]
[null,"Hold up excess: 20% of claim min R2,500"]
[]
[null,"Enhancements Automatically Included"]
[]
[null,"Receptacles /Safe",30000]
[null,"Crossed Cheques ",250000]
[null,"Personal accident/assault extension ",50000]
[null,"Locks & Keys ",12500]
[null,"Credit card fraud/Customers absconding without payment",7500]
[null,"Clothing and personal effects",7500]
[null,"Fatal Injury & Medical Expenses",20000]
[null,"ATM Cover included"]
[null,"Cover for cash in Transit Automatically included"]
[null,"Death in Service",20000]
[null,"Cash Till Limits Combined",10000]
[null,"Malicious damage",50000]
[null,"Post Trauma Counselling",15000]
[null,"First Aid Treatment Extension",2500]
[null,"Petrol Attendants",2500]
[null,"Bilking",7500]
[null,"Additional claims preparation costs",100000]
[null,"Virtual air time (for the device and airtime)",15000]
[null,"Amount up R39,999 to be banked by 2 able bodied persons; Over R40000 by professional money carrier."]
[]
[null,"Goods in Transit","Not Required"]
[null,"Load Limit",null,0,0,0]
[null,"Annual Carry - "]
[null,"Own means of Conveyance"]
[null,"Excess: 10% of claim min R1,500; Theft/Hijack Additional - 20% of claim min R2,000"]
[null,"Extensions: All Risks basis"]
[]
[null,"Fire Extinguihing Costs incl refilling & replacement",25000]
[]
[null,"Accidental Damage","Not Required"]
[null,"Limit of Indemnity",null,0,0,0]
[null,"Excess: 10% of claim min R1000"]
[null,"Extensions:"]
[null,"Leakage of Oils, Chemicals, Fumes"]
[null,"Defined event"]
[null,"Reinstatement"]
[]
[null,"Medical Expenses Extension",10000]
[]
[null,"Fidelity Guarantee","Not required"]
[null,"Limit of indemnity (blanket) - 15 Employees"]
[null,"Extensions (Included)"]
[null,"Buildings increased limit","Included",50000]
[null,"Credit card fraud as a result of misuse of credit card by staff","Included",5000]
[null,"Additional claims preparation costs","Included",100000]
[null,"Reduction / Reinstatement of insured amount","Included"]
[null,"Computer loses","Included"]
[null,"Cost of recovery (where loss exceed sum insured)","Included"]
[null,"Excess: 2% of claim & 10% contribution"]
[]
[null,"Business All Risks","Not Required"]
[null,null,null,0,0,0]
[null,null,null,0,0,0]
[null,null,null,0,0,0]
[]
[null,"Extensions (Included)"]
[null,"Replacement value condition","Included"]
[null,"Claims preparation costs","Included"]
[null,"Increase in cost of working","Included"]
[null,"Excess 10% min R1,500"]
[]
[null,"Reinstatement of Data Extension",10000]
[null,"Incompartibility Cover",10000]
[null,"Software parts & Accessories Extension"]
[null,"Unspecified tools/items limit",1000]
[]
[null,"Motor Traders","not required"]
[null,"External"]
[null,"Own Damage",null,0,0,0]
[null,"Annual wages Figure",null,0,null,0]
[null,"Third party liability","Included",2500000]
[]
[null,"Excess: 10% of claim min R5,000"]
[null,"Windscreen: 25% min R500"]
[null,"Third Party - R5,000"]
[null,"Theft/Hijack: additional 10% of claim"]
[null,"Theft/Hijack included"]
[null,"Age Excess: Less than 26years - Additional 10% "]
[null,"License less than 3years - Additional R5,000"]
[null,"Night Driving Excess: Between 10pm & 4am additional 10%"]
[null,"Foreign Drivers Excess additional 10% min R15,000"]
[null,"Single vehicle excess - additional 10%"]
[null,"Extensions: "]
[null,"Social Domestic and pleasure use","Included"]
[null,"Unauthorised passenger liability","Included"]
[null,"Unauthorised use by employees","Included"]
[null,"Legal liability in respect of Passengers","Included"]
[null,"Legal liability of Passengers for acts of negligence","Included"]
[null,"Windscreen cover","Included"]
[null,"Demonstration risk","Included"]
[null,"Driving of motorcycles","Included"]
[null,"Consignment stock "]
[]
[null,"Requirements"]
[null,"Mobile tracking units (Manual trackers) should be installed on all unaccompained demostration vehicles"]
[null,"For all unaccompained demostration vehicles, the driver should hold a drviers licence at least 3years and older than 26years of age (Copies to be retained by insured)"]
[null,"For all unaccompained demostration vehicles, the vehicle should be returned within 48hours"]
[null,"Only 5 named drivers are covered"]
[null,"Exclusion"]
[null,"Loss of or damage to any vehicle which is caused by trickery , false pretence and or by fraud /absconding by a person who has entered or is entering into an exchange, hiring ,  cash or credit sale agreement relating to the vehicle concerned or by anyone acting on their behalf or with their knowledge or consent and in order to obtain the vehicle/s concerned."]
[]
[null,"Windscreen repairs do not attract any excess"]
[]
[]
[null,"Internal"]
[null,"Own Damage",null,0,0,0]
[null,"Annual wages Figure",null,null,null,0]
[null,"Third party liability","Included",2500000]
[null,"Extensions: Windscreen & use of car hoists"]
[null,"Excess: 10% of claim min R5,000"]
[null,"Windscreen- excess 25% min R500"]
[null,"Third Party - R5,000"]
[null,"Age Excess: Less than 26years - Additional 10% "]
[null,"License less than 3years - Additional R5,000"]
[null,"Night Driving Excess: Between 10pm & 4am additional 10%"]
[null,"Foreign Drivers Excess additional 10% min R15,000"]
[null,"Single vehicle excess - additional 10%"]
[null,"Requirements"]
[null,"Supervisor to absolute control on the keys when vehicles are being washed "]
[null,"Specific cameras should be located where vehicles are."]
[null,"Vehicles in open should be secured all times by either bollards or chains and locks on the wheels"]
[null,"The keys of the vehicles must be kept in a locked safe fixed to a building at the premises"]
[]
[null,"Exclusion"]
[null,"Loss of or damage to any vehicle which is caused by trickery , false pretence and or by fraud /absconding by a person who has entered or is entering into an exchange, hiring ,  cash or credit sale agreement relating to the vehicle concerned or by anyone acting on their behalf or with their knowledge or consent and in order to obtain the vehicle/s concerned."]
[]
[null,"Windscreen repairs do not attract any excess"]
[]
[]
[null,"Public liabilty"]
[null,"Umbrella Liability ",null,0]
[null,"General & Tenants Liability-  ",null,0]
[null,"Products Liability- including food poisoning","Included",500000]
[null,"Defective Workmanship- Custody and control &including work away","Included",500000]
[null,"Special Defective Workmanship","Included",50000]
[null,"Legal Defence Cost"," Included",100000]
[null,"Wrongful Arrest and Defamation","Included",100000]
[null,"Car Wash Vallet extension","Included",100000]
[null,"Forecourt Negligence/Contamination  Liability","Included",1000000]
[null,"Spread of Fire Liability","Included",2000000]
[null,"Fire extinguishing costs","Included",20000]
[null,"Car Hire on forecourt Negligence to customers vehicles damaged","Included",25000]
[null,"Forecourt Negligence cover is for incorrect dispesing of fuel, in customers vehicles and includes failure to properly tighten, water/oil caps, failure to properly close the vehicle bonnets, customers driving off with pump still in vehicle leading damage to pumps."]
[null,"Special Defective Workmanship covers workshops on damages to  customers, vehicles in their possession before handing over to client"]
[]
[null,"Environmental Impairment Clean up Costs- Above Ground Spillage on the premises",null,50000]
[]
[null,"Excess:10% of claim min R2,500  max R25,000"]
[]
[]
[null,"Employers Liability","Not Required"]
[null,"Limit of Indemnity - 19 employees"]
[null,"Excess: 10% of claim min R2 500"]
[]
[null,"Group Personal Accident","Not Required"]
[null,"Death & Permanent Disability- 2 staff"]
[null,"Medical expenses"]
[null,"TTD per week- 2 x staff- 350/5000 per week- 52wk"]
[null,"Extensions:"]
[null,"Covered- 2 x managers and 4 x assistant managers"]
[null,"Burns & disfigurement"]
[null,"Business limitation- no"]
[]
[null,"Electronic Equipment","Not Required"]
[null,"Unspecified electronic data processing equipment ",null,0,0,0]
[null,"Reinstatement of Data","included",25000]
[null,"Increased Cost  of Working","included",25000]
[null,"Excess 10% min R1,500;10%  min R1000 on theft/P/surge & Lightning"]
[null,"Burglar Alarm Warranty:"]
[]
[null,"Enhancements Automatically Included in Section"]
[null,"Incompatibility cover","included"]
[null,"Telkom access lines","included"]
[null,"Failure of electricity Supply","included"]
[null,"Transit and away from the premises","included"]
[null,"Increased cost of working","included"]
[null,"Additional claims preparation costs","included"]
[]
[null,"Motor","not required"]
[null,null,null,0,0,0]
[null,null,null,0,0,0]
[]
[null,"Basic Excess: 10% min R5,000 "]
[null,"Theft/Hijack: additional 10% of claim"]
[null,"Third Party- R5,000"]
[null,"Age Excess: Less than 26years - Additional 10% "]
[null,"License less than 3years - Additional R5,000"]
[null,"Night Driving Excess: Between 10pm & 4am additional 10%"]
[null,"Foreign Drivers Excess additional 10% min R15,000"]
[null,"Single vehicle excess - additional 10%"]
[null,"Requirements"]
[null,"All vehicles in excess of R250,000 to have tracking devices"]
[null,"Pre-inspection of vehicles"]
[null,"All VW Polo and Toyota Hilux vehicles need to have trackers irrespective of value"]
[null,"Extensions"]
[null,"Contingent liability",null,2500000]
[null,"Passenger liability",null,2500000]
[null,"Unauthorised Passenger liability",null,2500000]
[null,"Towing charges private",null,5000]
[null,"Towing charges Trucks",null,15000]
[null,"Loss of keys",null,10000]
[null,"Wreckage removal",null,10000]
[null,"Windscreen- excess 25% min R500"]
[null,"Exclusion"]
[null,"Loss of or damage to any vehicle which is caused by trickery , false pretence and or by fraud /absconding by a person who has entered or is entering into an exchange, hiring ,  cash or credit sale agreement relating to the vehicle concerned or by anyone acting on their behalf or with their knowledge or consent and in order to obtain the vehicle/s concerned."]
[]
[null,"Windscreen repairs do not attract any excess"]
[]
[]
[null,"Machinery Breakdown","Not Required"]
[null,null,null,0,0,0]
[null,"Excess 10% min R1 000"]
[null,"Powersurge "]
[]
[null,"Home Owners","Not Required"]
[null,"Buldings ",null,0,0,0]
[null,"Powersurge "]
[null,"Accidental damage"]
[null,"Excess: 10% min R1,500"]
[]
[null,"Home Contents","Not Required"]
[null,"~ Contents",null,0,0,0]
[null,"Excess: 10% min R500"]
[]
[null,"Personal All Risks","Not Required"]
[null,"General All Risks",null,0,0,0]
[null,"Excess: 10% of claim min R500"]
[]
[]
[null,"Endorsement"]
[null,"Infectious Or Contagious Disease Exclusion"]
[null,"Notwithstanding any condition, provision, extension or endorsement to the contrary, this policy does not cover any loss or damage:"]
[null,"1. Directly or indirectly caused by, happening through, in consequence of or contributed to by an Infectious or Contagious disease;"]
[null,"2. Arising from any fear or threat ( whether actual or perceived ) of such Infectious or Contagious disease;"]
[null,"3. Directly or indirectly caused by, resulting from or in connection with any action taken in controlling, preventing, suppressing or in any way relating to any outbreak of such Infectious or Contagious disease."]
[]
[null,"Infectious or Contagious disease, which shall include but is not limited to:"]
[null,"a. Human Immune Virus (H.I.V), Acquired Immune Deficiency Syndrome (AIDS) or an AIDS related condition;"]
[null,"b. Any Influenza A Viruses or any mutant variation thereof; including but not limited to:"]
[null,"i)  H1N1, H3N2, H5N1;"]
[null,"ii) Avian Influenza, Bird Flu"]
[null,"iii) Any virus and/or conditions derived from the foregoing;"]
[null,"c. Any Coronavirus (CoV) or any mutant variation thereof, including but not limited to:"]
[null,"i) Severe Acute Respiratory Syndrome (SARS-CoV);"]
[null,"ii) Middle East Respiratory Syndrome (MERS CoV);"]
[null,"iii) SARS-CoV2 or Covid-19;"]
[null,"d. Ebola Virus Disease (EVD) or any mutant variation thereof;"]
[null,"e. Any virus that can that can lead to pandemic or epidemic diseases listed by the World Health Organisation;"]
[null,"f. An outbreak of which a competent authority has stipulated shall be notified to them."]
[]
[null,"If the Insurers allege that by reason of this exclusion, any claim is not covered by this insurance the burden of proving the contrary shall be upon the Insured."]
[]
[null,">Sasria -Material Damage section"]
[null,">Sasria- Business Interruption"]
[null,">Sasria- Goods in Transit"]
[null,">Sasria- Motor Private"]
[null,">Sasria- Motor commercial"]
[null,">Sasria- Motor Traders Internal & External"]
[null,">Sasria- Money"]
[]
[]
[]
[]
[null,"Petrosure Underwriting Managers is an Authorised Financial Services Provider: 45316"]
[null,"Isle of Houghton, 1st floor, Old Trafford 1,",null,"Sub total",null,0]
[null,"36 Boundary Road, Houghton Estate, 2198",null,"Sasria",null,0]
[null,"Telephone 011- 4840380",null,"Broker Fee"]
[null,"Fax 086 425 9850",null,"Total premium",null,0]
[null,"Underwriting on behalf of Old Mutual Insure- License No : 12"]
[null,null,"Quotations are valid for thirty days only and are subject to "]
[null,null,null,"Satisfactory claims History"]
[]
[]
[]
[null,"Rates Subject to change"]

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[]
["Forecourt Negligence cover is for incorrect dispesing of fuel, in customers vehicles and includes failure to properly tighten, water/oil caps, failure to properly close the vehicle bonnets, customers driving off with pump still in vehicle leading damage to pumps."]

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