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santam [2018/05/17 13:42]
brumilda
santam [2023/11/28 07:10] (current)
brumilda
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 ---- ----
  
-===== Santam Agri =====+===== Santam ===== 
 + 
 +== Approved Tracking Devices == 
 + 
 +  * {{ ::​Vehicle_Tracking_-_Approved_Supplier_List_May_2023.pdf |Vehicle Tracking - Approved Supplier List May 2023 }} 
 + 
 +===== Santam Executive ===== 
 + 
 +== Afrikaans == 
 + 
 +  * {{::​EXECUTIVE_Santam_Personal_Policy_Afr.pdf|EXECUTIVE Santam Personal Policy Afr}} 
 + 
 +== English ==  
 + 
 +  * {{::​EXECUTIVE_Santam_Personal_Policy.pdf|EXECUTIVE Santam Personal Policy}} 
 + 
 + 
 +===== Santam Echelon Product ===== 
 + 
 +  * {{::​Echelon-Policy_Wording_February_2023.pdf|Echelon - Policy Wording}} 
 +  * {{::​Client_Profiling_Guideline.pdf|Client Profiling Guideline}} 
 +  * {{::​Indemnity_Limits_for_Marketing-April_2022.pdf|Indemnity Limits for Marketing}} 
 +  * {{::​Thatch_Questionnaire.pdf|Thatch Questionnaire}} 
 +  * {{::​Subsidence_and_Landslip_Questionnaire.pdf|Subsidence and Landslip Questionnaire}} 
 + 
 +===== Santam Agri & Wyn ===== 
 + 
 +== Afrikaans == 
 + 
 +  * {{::​algemene-afdeling-makelaar-landbou-en-wyn-sa.pdf|Algemene afdeling}} 
 +  * {{::​arbeidspraktyke-aanspreeklikheid-makelaar-landbou-en-wyn-sa.pdf|Arbeidspraktyke aanspreeklikheid}} 
 +  * {{brand-makelaar-landbou-en-wyn-sa.pdf|Brand}} 
 +  * {{::​brand-op-veld-makelaar-landbou-en-wyn-sa.pdf|Brand op veld}} 
 +  * {{::​diefstal-makelaar-landbou-en-wyn-sa.pdf|Diefstal}} 
 +  * {{::​elektroniese-toerusting-makelaar-landbou-and-wyn-sa.pdf|Elektroniese toerusting}} 
 +  * {{::​geboue-omvattend-makelaar-landbou-en-wyn-sa.pdf|Geboue omvattend}} 
 +  * {{::​geld-makelaar-landbou-en-wyn-sa.pdf|Geld}} 
 +  * {{::​gemeenregt-aanspreeklikheid-eise-ingestel-makelaar-landbou-sa.pdf|Gemeenregtelike aanspreeklikheid eise ingestel makelaar landbou}} 
 +  * {{::​gemeenregt-aanspreeklikheid-eise-ingestel-makelaar-wyn-sa.pdf|Gemeenregtelike aanspreeklikheid eise ingestel makelaar wyn}} 
 +  * {{::​gemeenregt-aanspreeklikheid-gebeurtenis-makelaar-landbou-sa.pdf|Gemeenregtelike aanspreeklikheid gebeurtenis makelaar landbou}} 
 +  * {{::​gemeenregt-aanspreeklikheid-gebeurtenis-makelaar-wyn-sa.pdf|Gemeenregtelike aanspreeklikheid gebeurtenis makelaar wyn}} 
 +  * {{::​getrouheid-makelaar-landbou-en-wyn-sa.pdf|Getrouheid}} 
 +  * {{::​glas-makelaar-landbou-en-wyn-sa.pdf|Glas}} 
 +  * {{::​goedere-in-transito-makelaar-landbou-sa.pdf|Goedere in transito makelaar landbou}} 
 +  * {{::​goedere-in-transito-makelaar-wyn-sa.pdf|Goedere in transito makelaar wyn}} 
 +  * {{::​grasperke-en-besproeiingstelsels-makelaar-agri-en-wine-sa.pdf|Grasperke en besproeiingstelsels}} 
 +  * {{::​groep-persoonlike-ongevalle-makelaar-landbou-en-wyn-sa.pdf|Groep persoonlike ongevalle}} 
 +  * {{::​huisbewoners-makelaar-landbou-en-wyn-sa.pdf|Huisbewoners}} 
 +  * {{::​huiseienaars-makelaar-landbou-en-wyn-sa.pdf|Huiseienaars}} 
 +  * {{::​kantoorinhoud-makelaar-landbou-en-wyn-sa.pdf|Kantoorinhoud}} 
 +  * {{::​kommersiele-sambreelaanspreeklikheid-makelaar-landbou-en-wyn-sa.pdf|Kommersiele sambreelaanspreeklikheid}} 
 +  * {{::​kuberversekering-afdeling-polisbewoording-landbou-sa.pdf|Kuberversekering afdeling polisbewoording landbou}} 
 +  * {{::​lewende-hawe-makelaar-landbou-sa.pdf|Lewende hawe makelaar landbou}} 
 +  * {{::​masjinerie-breekskade-makelaar-landbou-en-wyn-sa.pdf|Masjinerie breekskade}} 
 +  * {{::​motor-algemeen-makelaar-landbou-en-wyn-sa.pdf|Motor algemeen}} 
 +  * {{::​motor-gespesifiseerde-voertuie-makelaar-landbou-en-wyn-sa.pdf|Motor gespesifiseerde voertuie}} 
 +  * {{::​motorvloot-makelaar-landbou-en-wyn-sa.pdf|Motorvloot}} 
 +  * {{::​persoonlike-alle-risikos-makelaar-landbou-en-wyn-sa.pdf|Persoonlike alle risikos}} 
 +  * {{::​persoonlike-regsaanspreeklikheid-makelaar-landbou-en-wyn-sa.pdf|Persoonlike regsaanspreeklikheid}} 
 +  * {{::​persoonlike-sambreelaanspreeklikheid-makelaar-landbou-en-wyn-sa.pdf|Persoonlike sambreelaanspreeklikheid}} 
 +  * {{::​rekenings-ontvangbaar-makelaar-landbou-en-wyn-sa.pdf|Rekenings ontvangbaar}} 
 +  * {{::​sake-alle-risikos-makelaar-landbou-en-wyn-sa.pdf|Sake alle risikos}} 
 +  * {{::​sake-onderbreking-afdeling-polisbewoording-landbou-sa-vanaf-1-julie-2022.pdf|Sake onderbreking afdeling polisbewoording landbou vanaf 1 Julie 2022}} 
 +  * {{::​sake-onderbreking-afdeling-polisbewoording-wyn-produk-sa-vanaf-1-julie-2022.pdf|Sake onderbreking afdeling polisbewoording wyn produk vanaf 1 Julie 2022}} 
 +  * {{::​sake-onderbreking-makelaar-landbou-sa.pdf|Sake onderbreking makelaar landbou}} 
 +  * {{::​sake-onderbreking-makelaar-wyn-sa.pdf|Sake onderbreking makelaar wyn}} 
 +  * {{::​toevallige-skade-makelaar-landbou-sa.pdf|Toevallige skade makelaar landbou}} 
 +  * {{::​toevallige-skade-makelaar-wyn-sa.pdf|Toevallige skade makelaar wyn}} 
 +  * {{::​verlies-van-of-skade-wyn-en-verwante-toerusting-makelaar-wyn-sa.pdf|Verlies van of skade wyn en verwante toerusting makelaar wyn}} 
 +  * {{::​verslegting-van-voorraad-makelaar-landbou-en-wyn-sa.pdf|Verslegting van voorraad}} 
 +  * {{::​watervaartuig-makelaar-landbou-sa.pdf|Watervaartuig makelaar landbou}} 
 +  * {{::​werkgewersaanspreeklikheid-makelaar-landbou-en-wyn-sa.pdf|Werkgewersaanspreeklikheid}} 
 +  * {{::​wild-makelaar-landbou-sa.pdf|Wild makelaar landbou}} 
 + 
 + 
 +== English == 
 + 
 +  * {{::​Accidental_Damage_Broker_Agri.pdf|Accidental Damage Agri}} 
 +  * {{::​Accidental_Damage_Broker_Wine.pdf|Accidental Damage Wine}} 
 +  * {{::​Accounts_Receivable_Broker_Agri_and_Wine.pdf|Accounts Receivable}} 
 +  * {{::​Buildings_Combined_Broker_Agri_and_Wine.pdf|Buildings Combined}} 
 +  * {{::​Business_All_Risks_Broker_Agri_and_Wine.pdf|Business All Risks}} 
 +  * {{::​Business_Interruption_Broker_Agri.pdf|Business Interruption Agri}} 
 +  * {{::​Business_Interruption_Broker_Wine.pdf|Business Interruption Wine}} 
 +  * {{::​Business_Interruption_Section_Policy_Wording_Agricultural_from_1_July_2022.pdf|Business Interruption Section Policy Wording Agricultural from 1 July 2022}} 
 +  * {{::​Business_Interruption_Section_Policy_Wording_from_1_July_2022.pdf|Business Interruption Section Policy Wording from 1 July 2022}} 
 +  * {{::​Commercial_Umbrella_Liability_Broker_Agri_and_Wine.pdf|Commercial Umbrella Liability}} 
 +  * {{::​Cyber_Insurance_Section_Policy_Wording_Agri.pdf|Cyber Insurance Section Policy Wording Agri}} 
 +  * {{::​Deterioration_of_Stock_Broker_Agri_and_Wine.pdf|Deterioration of Stock}} 
 +  * {{::​Electronic_Equipment_Broker_Agri_and_Wine.pdf|Electronic Equipment}} 
 +  * {{::​Employers_Liability_Broker_Agri_and_Wine.pdf|Employers Liability}} 
 +  * {{::​Employment_Practices_Liability_Broker_Agri_and_Wine.pdf|Employment Practices Liability}} 
 +  * {{::​Fidelity_Broker_Agri_and_Wine.pdf|Fidelity}} 
 +  * {{::​Fire_Broker_Agri_and_Wine.pdf|Fire}} 
 +  * {{::​Fire_on_Veld_Broker_Agri_and_Wine.pdf|Fire on Veld}} 
 +  * {{::​Game_Broker_Agri.pdf|Game Agri}} 
 +  * {{::​General_Section_Broker_Agri_and_Wine.pdf|General Section}} 
 +  * {{::​Glass_Broker_Agri_and_Wine.pdf|Glass}} 
 +  * {{::​Goods_in_Transit_Broker_Agri.pdf|Goods in Transit Agri}} 
 +  * {{::​Goods_in_Transit_Broker_Wine.pdf|Goods in Transit Wine}} 
 +  * {{::​Greens_and_Irrigation_Systems_Broker_Agri_and_Wine.pdf|Greens and Irrigation Systems}} 
 +  * {{::​Group_Personal_Accident_Broker_Agri_and_Wine.pdf|Group Personal Accident}} 
 +  * {{::​Householders_Broker_Agri_and_Wine.pdf|Householders}} 
 +  * {{::​Houseowners_Broker_Agri_and_Wine.pdf|Houseowners}} 
 +  * {{::​Livestock_Broker_Agri.pdf|Livestock Agri}} 
 +  * {{::​Loss_of_or_Damage_Wine_and_Related_Equipment_Broker_Wine.pdf|Loss of or Damage Wine and Related Equipment Broker Wine}} 
 +  * {{::​Machinery_Breakdown_Broker_Agri_and_Wine.pdf|Machinery Breakdown}} 
 +  * {{::​Money_Broker_Agri_and_Wine.pdf|Money}} 
 +  * {{::​Motor_Fleet_Broker_Agri_and_Wine.pdf|Motor Fleet}} 
 +  * {{::​Motor_General_Broker_Agri_and_Wine.pdf|Motor General}} 
 +  * {{::​Motor_Specified_Vehicles_Broker_Agri_and_Wine.pdf|Motor Specified Vehicles}} 
 +  * {{::​Office_Contents_Broker_Agri_and_Wine.pdf|Office Contents}} 
 +  * {{::​Personal_All_Risks_Agri.pdf|Personal All Risks Agri}} 
 +  * {{::​Personal_Legal_Liability_Broker_Agri_and_Wine.pdf|Personal Legal Liability}} 
 +  * {{::​Personal_Umbrella_Liability_Broker_Agri_and_Wine.pdf|Personal Umbrella Liability}} 
 +  * {{::​Public_Liability_Claims_Made_Broker_Wine.pdf|Public Liability Claims Made Wine}} 
 +  * {{::​Public_Liability_Claims_Made_Broker_Agri.pdf|Public Liability Claims Made Agri}} 
 +  * {{::​Public_Liability_Occurrence_Basis_Broker_Agri.pdf|Public Liability Occurrence Basis Agri}} 
 +  * {{::​Public_Liability_Occurrence_Basis_Broker_Wine.pdf|Public Liability Occurrence Basis Wine}} 
 +  * {{::​Santam_Agri_and_Wine_Combined_Policy_Wording.pdf|Santam Agri and Wine Combined Policy Wording}} 
 +  * {{::​Theft_Broker_Agri_and_Wine.pdf|Theft}} 
 +  * {{::​Watercraft_Broker_Agri.pdf|Watercraft Agri}} 
  
-  * {{ ::​1._santam_agri_afrikaans_.compressed.pdf |Santam Agri Polis Bewoording}} 
-  * {{ ::​1._santam_agri_wording.pdf |Santam Agri Policy Wording}} 
  
 ===== Santam Aviation ===== ===== Santam Aviation =====
Line 14: Line 134:
 ===== Santam Commercial ===== ===== Santam Commercial =====
  
-  * {{ ::​1._santam_commercial_afrikaans.compressed.pdf |Santam Kommersieel Polis Bewoording}} +== Afikaans ==
-  * {{ ::​santam_commercial_policy_wording.pdf |Santam Commercial Policy Wording}}+
  
 +  * {{::​Algemene_Afdeling_Makelaar_Kommersieel_SA.pdf|Algemene Afdeling}}
 +  * {{::​Brand_Makelaar_Kommersieel_SA.pdf|Brand}}
 +  * {{::​Diefstal_Makelaar_Kommersieel_SA.pdf|Diefstal}}
 +  * {{::​Elektroniese_Toerusting_Makelaar_Kommersieel_SA.pdf|Elektroniese Toerusting}}
 +  * {{::​Geboue_Omvattend_Makelaar_Kommersieel_SA.pdf|Geboue Omvattend}}
 +  * {{::​Geld_Makelaar_Kommersieel_SA.pdf|Geld}}
 +  * {{::​Gemeenregt_Aanspreeklikheid_Eise_Ingestel_Makelaar_Kommersieel_SA.pdf|Gemeenregtelike Aanspreeklikheid Eise Ingestel}}
 +  * {{::​Gemeenregtelike_Aanspreeklikheid_Gebeurtenis_Makelaar_Kommersieel_SA.pdf|Gemeenregtelike Aanspreeklikheid Gebeurtenis}}
 +  * {{::​Getrouheid_Makelaar_Kommersieel_SA.pdf|Getrouheid}}
 +  * {{::​Glas_Makelaar_Kommersieel_SA.pdf|Glas}}
 +  * {{::​Goedere_In_Transito_Makelaar_Kommersieel_SA.pdf|Goedere In Transito}}
 +  * {{::​Grasperke_En_Besproeiingstelsels_Makelaar_Kommersieel_SA.pdf|Grasperke En Besproeiingstelsels}}
 +  * {{::​Groep_Persoonlike_Ongevalle_Makelaar_Kommersieel_SA.pdf|Groep Persoonlike Ongevalle}}
 +  * {{::​Huisbewoners_Makelaar_Kommersieel_SA.pdf|Huisbewoners}}
 +  * {{::​Huiseienaars_Makelaar_Kommersieel_SA.pdf|Huiseienaars}}
 +  * {{::​Kantoorinhoud_Makelaar_Kommersieel_SA.pdf|Kantoorinhoud}}
 +  * {{::​Kommersiele_Sambreelaanspreeklikheid_Makelaar_Kommersieel_SA.pdf|Kommersiele Sambreelaanspreeklikheid}}
 +  * {{::​Kuberversekering_Afdeling_Polisbewoording_Kommersieel_SA.pdf|Kuberversekering Afdeling Polisbewoording}}
 +  * {{::​Masjinerie_Breekskade_Makelaar_Kommersieel_SA.pdf|Masjinerie Breekskade}}
 +  * {{::​Motor_Algemeen_Makelaar_Kommersieel_SA.pdf|Motor Algemeen}}
 +  * {{::​Motor_Gespesifiseerde_Voertuie_Makelaar_Kommersieel_SA.pdf|Motor Gespesifiseerde Voertuie}}
 +  * {{::​Motorindustrie_Risikos_Makelaar_Kommersieel_SA.pdf|Motorindustrie Risiko'​s}}
 +  * {{::​Motorvloot_Makelaar_Kommersieel_SA.pdf|Motorvloot}}
 +  * {{::​Persoonlike_Alle_Risikos_Makelaar_Kommersieel_SA.pdf|Persoonlike Alle Risiko'​s}}
 +  * {{::​Persoonlike_Regsaanspreeklikheid_Makelaar_Kommersieel_SA.pdf|Persoonlike Regsaanspreeklikheid}}
 +  * {{::​Persoonlike_Sambreelaanspreeklikheid_Makelaar_Kommersieel_SA.pdf|Persoonlike Sambreelaanspreeklikheid}}
 +  * {{::​Professionele_Skadeloosstelling_Vir_Haarkappers_Makelaar_Kommersieel_SA.pdf|Professionele Skadeloosstelling Vir Haarkappers}}
 +  * {{::​Professionele_Skadeloosstelling_Vir_Kerk_Of_Gods_Beamptes_Makelaar_Kommersieel_SA.pdf|Professionele Skadeloosstelling Vir Kerk Of Gods Beamptes}}
 +  * {{::​Professionele_Skadeloosstelling_Vir_Onderw_En_Opvoedk_Makelaar_Kommersieel_SA.pdf|Professionele Skadeloosstelling Vir Onderwysers En Opvoedkundiges}}
 +  * {{::​Professionele_Skadeloosstelling_Vir_Skoonheidsdeskundiges_Makelaar_Kommersieel_SA.pdf|Professionele Skadeloosstelling Vir Skoonheidsdeskundiges}}
 +  * {{::​Rekenings_Ontvangbaar_Makelaar_Kommersieel_SA.pdf|Rekenings Ontvangbaar}}
 +  * {{::​Sake_Alle_Risikos_Makelaar_Kommersieel_SA.pdf|Sake Alle Risiko'​s}}
 +  * {{::​Sake_Onderbreking_Afdeling_Polisbewoording_Kommersieel_SA_1_Julie_2022.pdf|Sake Onderbreking Afdeling Polisbewoording 1 Julie 2022}}
 +  * {{::​Sake_Onderbreking_Makelaar_Kommersieel_SA.pdf|Sake Onderbreking}}
 +  * {{::​Toevallige_Skade_Makelaar_Kommersieel_SA.pdf|Toevallige Skade}}
 +  * {{::​Verslegting_Van_Voorraad_Makelaar_Kommersieel_SA.pdf|Verslegting Van Voorraad}}
 +  * {{::​Watervaartuig_Makelaar_Kommersieel_SA.pdf|Watervaartuig}}
 +  * {{::​Werkgewersaanspreeklikheid_Makelaar_Kommersieel_SA.pdf|Werkgewersaanspreeklikheid}}
 +  * {{::​WTD_Makelaar_24_Uur_Motor_Noodbystand.pdf|WTD Makelaar 24 Uur Motor Noodbystand}}
 +  * {{::​WTD_Makelaar_24_Uur_Noodbystand.pdf|WTD Makelaar 24 Uur Noodbystand}}
 +  * {{::​WTD_Makelaar_Regsadvies.pdf|WTD Makelaar Regsadvies}}
  
-===== Santam Business Interruption ===== 
  
-  ​* {{ ::sake-onderbreking_gevallestudie.pdf |Santam Sake-Onderbreking Gevallestudie}} +== English == 
-  * {{ ::business_interruption_comm.pdf |Santam ​Business ​Interruption Section}} + 
-  * {{ :business_interruption_082006.pdf |Santam ​Commercial ​Underwriting Manual ​Business Interruption}}+  ​* {{::accidental-damage-broker-commercial-sa.pdf|Accidental damage}} 
 +  * {{::​accounts-receivable-broker-commercial-sa.pdf|Accounts receivable}} 
 +  * {{::buildings-combined-broker-commercial-sa.pdf|Buildings combined}} 
 +  * {{::​business-all-risks-broker-commercial-sa.pdf|Business ​all risks}} 
 +  * {{::​business-interruption-broker-commercial-sa.pdf||Business interruption}} 
 +  * {{::​business-interruption-section-policy-wording-commercial-sa-1-july-2022.pdf|business interruption section policy wording 1 July 2022}} 
 +  * {{::​commercial-umbrella-liability-broker-commercial-sa.pdf|Commercial ​umbrella liability}} 
 +  * {{::cyber-insurance-section-policy-wording-commercial-sa.pdf|Cyber insurance section policy wording}} 
 +  * {{::​deterioration-of-stock-broker-commercial-sa-2.pdf|Deterioration of stock}} 
 +  * {{::​electronic-equipment-broker-commercial-sa-3.pdf|Electronic equipment}} 
 +  * {{::​employers-liability-broker-commercial-sa.pdf|Employers liability}} 
 +  * {{::​fidelity-broker-commercial-sa.pdf|Fidelity}} 
 +  * {{::​fire-broker-commercial-sa.pdf|Fire}} 
 +  * {{::​general-section-broker-commercial-sa.pdf|General section}} 
 +  * {{::​glass-broker-commercial-sa.pdf|Glass}} 
 +  * {{::​goods-in-transit-broker-commercial-sa.pdf|Goods in transit}} 
 +  * {{::​greens-and-irrigation-systems-broker-commercial-sa.pdf|Greens and irrigation systems}} 
 +  * {{::​group-personal-accident-broker-commercial-sa.pdf|Group personal accident}} 
 +  * {{::​householders-broker-commercial-sa.pdf|Householders}} 
 +  * {{::​houseowners-broker-commercial-sa.pdf|Houseowners}} 
 +  * {{::​machinery-breakdown-broker-commercial-sa-2.pdf|Machinery breakdown}} 
 +  * {{::​money-broker-commercial-sa.pdf|Money}} 
 +  * {{::​motor-fleet-broker-commercial-sa.pdf|Motor fleet}} 
 +  * {{::​motor-general-broker-commercial-sa-2019.pdf|Motor general}} 
 +  * {{::​motor-industry-risks-broker-commercial-sa.pdf|Motor industry risks}} 
 +  * {{::​motor-specified-vehicles-broker-commercial-sa.pdf|Motor specified vehicles}} 
 +  * {{::​office-contents-broker-commercial-sa.pdf|Office contents}} 
 +  * {{::​personal-all-risks-broker-commercial-sa.pdf|Personal all risks}} 
 +  * {{::​personal-legal-liability-broker-commercial-sa.pdf|Personal legal liability}} 
 +  * {{::​personal-umbrella-liability-broker-commercial-sa.pdf|Personal umbrella liability}} 
 +  * {{::​pl-claims-made-basis-broker-commercial-sa.pdf|pl claims made basis}} 
 +  * {{::​pl-occurrence-basis-broker-commercial-sa.pdf|pl occurrence basis}} 
 +  * {{::​professional-indeminty-teachers-or-edu-broker-commercial-sa.pdf|Professional indeminty teachers or educationists}} 
 +  * {{::​professional-indemnity-church-or-religous-off-broker-commercial-sa.pdf|Professional indemnity church or religous officials}} 
 +  * {{::​professional-indemnity-for-beauticians-broker-commercial-sa.pdf|Professional indemnity for beauticians}} 
 +  * {{::​professional-indemnity-for-hairdressers-broker-commercial-sa.pdf|Professional indemnity for hairdressers}} 
 +  * {{::​public-liability-claims-made-broker-commercial-sa.pdf|Public liability claims made}} 
 +  * {{::​public-liability-occurrence-basis-broker-commercial-sa.pdf|Public liability occurrence basis}} 
 +  * {{::​theft-broker-commercial-sa.pdf|Theft}} 
 +  * {{::​vas-broker-24-hour-emergency-assistance.pdf|vas broker 24 hour emergency assistance}} 
 +  * {{::​vas-broker-24-hour-motor-emergency-assistance.pdf|vas broker 24 hour motor emergency assistance}} 
 +  * {{::​watercraft-broker-commercial-sa.pdf|Watercraft}} 
  
 ===== Santam Domestic ===== ===== Santam Domestic =====
  
 +== Afrikaans ==
 +
 +  * {{ ::​Santam_Persoonlike_Ongevalle.pdf |Santam Persoonlike Ongevalle Polis Bewoording}}
 +  * {{ ::​Santam_Multibonus_Afrikaans.pdf |Santam Multibonus Polis Bewoording}}
 +  * {{ ::​Santam_Multimotor_Afrikaans.pdf |Santam MultiMotor Polis Bewoording}}
 +  * {{ ::​Santam_Persoonlike_Polis_Bewoording_Afrikaans.pdf |Santam Persoonlike Polis Bewoording}}
 +
 +
 +== English ==
   * {{ ::​personal_accident_1_.pdf |Santam Personal Accident Policy Wording}}   * {{ ::​personal_accident_1_.pdf |Santam Personal Accident Policy Wording}}
-  * {{ ::​persoonlike_ongevalle_.pdf |Santam Persoonlike Ongevalle Polis Bewoording}} 
   * {{ ::​santam_multibonus_3_.pdf |Santam Multibonus Policy Wording}}   * {{ ::​santam_multibonus_3_.pdf |Santam Multibonus Policy Wording}}
-  * {{ :​santam_multibonus_2_.pdf |Santam Multibonus Polis Bewoording}} 
   * {{ ::​santam_multimotor.pdf |Santam MultiMotor Policy Wording}}   * {{ ::​santam_multimotor.pdf |Santam MultiMotor Policy Wording}}
-  * {{ ::​santam_multimotor_afrikaans.pdf |Santam MultiMotor Polis Bewoording}} 
   * {{ ::​santam_personal_policy.pdf |Santam Personal Policy Wording}}   * {{ ::​santam_personal_policy.pdf |Santam Personal Policy Wording}}
-  * {{ ::​santam_persoonlike_polis.pdf |Santam Persoonlike Polis Bewoording}}+  
 +  ​
  
-===== Santam Dentiplex ===== 
  
-  * {{ ::​dentiplex_eng.pdf |Santam Dentiplex Policy Wording ENG}} 
-  * {{ :​dentiplex_afr.pdf |Santam Dentiplex Policy Wording AFR}} 
  
 ===== Santam Guest House ===== ===== Santam Guest House =====
  
-  * {{ ::​guest_house.pdf |Santam Guest House Policy Wording ENG}} +== Afrikaans == 
-  * {{ :sghafr.pdf |Santam Guest House Policy Wording AFR}}+
  
-===== Santam Mediplex =====+  * {{::​Aanspreeklikheid_Eise_Ingestel_Grondslag_Gastehuis.pdf|Aanspreeklikheid Eise Ingestel Grondslag Gastehuis}} 
 +  * {{::​Aanspreeklikheid_Gebeurtenis_Grondslag_Gastehuis.pdf|Aanspreeklikheid Gebeurtenis Grondslag Gastehuis}} 
 +  * {{::​Algemene_Afdeling_Makelaar_Gastehuis_SA.pdf|Algemene Afdeling}} 
 +  * {{::​Alle_Risikos_Makelaar_Gastehuis_SA.pdf|Alle Risiko'​s}} 
 +  * {{::​Eiendomskade_Makelaar_Gastehuis_SA.pdf|Eiendomskade}} 
 +  * {{::​Elektroniese_Toerusting_Makelaar_Gastehuis_SA.pdf|Elektroniese Toerusting}} 
 +  * {{::​Geld_Makelaar_Gastehuis_SA.pdf|Geld}} 
 +  * {{::​Getrouheid_Makelaar_Gastehuis_SA.pdf|Getrouheid}} 
 +  * {{::​Glas_Makelaar_Gastehuis_SA.pdf|Glas}} 
 +  * {{::​Goedere_In_Transito_Makelaar_Gastehuis_SA.pdf|Goedere In Transito}} 
 +  * {{::​Groep_Persoonlike_Ongevalle_Makelaar_Gastehuis_SA.pdf|Groep Persoonlike Ongevalle}} 
 +  * {{::​Kommersiele_Sambreelaanspreeklikheid_Makelaar_Gastehuis_SA.pdf|Kommersiele Sambreelaanspreeklikheid}} 
 +  * {{::​Kuberversekering_Afdeling_Polisbewoording_Gastehuis_SA.pdf|Kuberversekering Afdeling Polisbewoording Gastehuis}} 
 +  * {{::​Lewende_Hawe_Makelaar_Gastehuis_SA.pdf|Lewende Hawe}} 
 +  * {{::​Masjinerie_Breekskade_Makelaar_Gastehuis_SA.pdf|Masjinerie Breekskade}} 
 +  * {{::​Motor_Algemeen_Makelaar_Gastehuis_SA.pdf|Motor Algemeen}} 
 +  * {{::​Motor_Gespesifiseerde_Voertuie_Makelaar_Gastehuis_SA.pdf|Motor Gespesifiseerde Voertuie}} 
 +  * {{::​Motorvloot_Makelaar_Gastehuis_SA.pdf|Motorvloot}} 
 +  * {{::​Rekenings_Ontvangbaar_Makelaar_Gastehuis_SA.pdf|Rekenings_Ontvangbaar}} 
 +  * {{::​Sake_Onderbreking_Afdeling_Polisbewoording_Gastehuis_SA_Vanaf_1_Julie_2022.pdf|Sake Onderbreking Afdeling Polisbewoording Vanaf 1 Julie 2022}} 
 +  * {{::​Sake_Onderbreking_Makelaar_Gastehuis_SA.pdf|Sake Onderbreking}} 
 +  * {{::​Toevallige_Skade_Makelaar_Gastehuis_SA.pdf|Toevallige Skade}} 
 +  * {{::​Verslegting_Van_Voorraad_Makelaar_Gastehuis_SA.pdf|Verslegting Van Voorraad}} 
 +  * {{::​Werkgewersaanspreeklikheid_Makelaar_Gastehuis_SA.pdf|Werkgewersaanspreeklikheid}} 
 +  * {{::​Wild_Makelaar_Gastehuis_SA.pdf|Wild}} 
 +  
 + 
 +== English ​== 
 + 
 +  * {{::​Accidental_Damage_Broker_Guesthouse_SA.pdf|Accidental Damage}} 
 +  * {{::​Accounts_Receivable_Broker_Guesthouse_SA.pdf|Accounts Receivable}} 
 +  * {{::​All_Risks_Broker_Guesthouse_SA.pdf|All Risks}} 
 +  * {{::​Business_Interruption_Broker_Guesthouse_SA.pdf|Business Interruption}} 
 +  * {{::​Business_Interruption_Section_Policy_Wording_Guesthouse_SA_From_1_July_2022.pdf|Business Interruption Section Policy Wording From 1 July 2022}} 
 +  * {{::​Commercial_Umbrella_Liability_Broker_Guesthouse_SA.pdf|Commercial Umbrella Liability}} 
 +  * {{::​Cyber_Insurance_Section_Policy_Wording_Guesthouse_SA.pdf|Cyber Insurance Section Policy Wording}} 
 +  * {{::​Deterioration_Of_Stock_Broker_Guesthouse_SA.pdf|Deterioration Of Stock}} 
 +  * {{::​Electronic_Equipment_Broker_Guesthouse_SA.pdf|Electronic Equipment}} 
 +  * {{::​Employers_Liability_Broker_Guesthouse_SA.pdf|Employers Liability}} 
 +  * {{::​Fidelity_Broker_Guesthouse_SA.pdf|Fidelity}} 
 +  * {{::​Game_Broker_Guesthouse_SA.pdf|Game}} 
 +  * {{::​General_Section_Broker_Guesthouse_SA.pdf|General Section}} 
 +  * {{::​Glass_Broker_Guesthouse_SA.pdf|Glass}} 
 +  * {{::​Goods_In_Transit_Broker_Guesthouse_SA.pdf|Goods In Transit}} 
 +  * {{::​Group_Personal_Accident_Broker_Guesthouse_SA.pdf|Group Personal Accident}} 
 +  * {{::​Liability_Claims_Made_Broker_Guesthouse_SA.pdf|Liability Claims Made}} 
 +  * {{::​Liability_Occurrence_Basis_Broker_Guesthouse_SA.pdf|Liability Occurrence Basis}} 
 +  * {{::​Livestock_Broker_Guesthouse_SA.pdf|Livestock}} 
 +  * {{::​Machinery_Breakdown_Broker_Guesthouse_SA.pdf|Machinery Breakdown}} 
 +  * {{::​Money_Broker_Guesthouse_SA.pdf|Money}} 
 +  * {{::​Motor_Fleet_Broker_Guesthouse_SA.pdf|Motor Fleet}} 
 +  * {{::​Motor_General_Broker_Guesthouse_SA.pdf|Motor General}} 
 +  * {{::​Motor_Specified_Vehicles_Broker_Guesthouse_SA.pdf|Motor Specified Vehicles}} 
 +  * {{::​Property_Damage_Broker_Guesthouse_SA.pdf|Property Damage}}
  
-  * {{ :​mediplex_eng.pdf |Santam Mediplex Policy Wording ENG}} 
-  * {{ :​mediplexafr.pdf |Santam Mediplex Policy Wording AFR}} 
  
 ===== Santam Tourism ===== ===== Santam Tourism =====
  
-  ​* {{ ::00_-_general_tourism_merged34.pdf |Santam ​Tourism Policy Wording ​ENG}} +== Afrikaans == 
-  * {{ ::00_-_algemeen_toerisme_merged34.pdf |Santam ​Tourism ​Policy Wording ​AFR}}+ 
 +  ​* {{::Algemene_Afdeling_Makelaar_Toerisme_SA.pdf|Algemene Afdeling}} 
 +  * {{::​Brand_Makelaar_Toerisme_SA.pdf|Brand}} 
 +  * {{::​Diefstal_Makelaar_Toerisme_SA.pdf|Diefstal}} 
 +  * {{::​Elektroniese_Toerusting_Makelaar_Toerisme_SA.pdf|Elektroniese Toerusting}} 
 +  * {{::​Geboue_Omvattend_Makelaar_Toerisme_SA.pdf|Geboue Omvattend}} 
 +  * {{::​Geld_Makelaar_Toerisme_SA.pdf|Geld}} 
 +  * {{::​Gemeenregt_Aanspreeklikheid_Eise_Ing_Makelaar_Toerisme_SA.pdf|Gemeenregtelike Aanspreeklikheid Eise Ingestel}} 
 +  * {{::​Gemeenregt_Aanspreeklikheid_Gebeurtenis_Makelaar_Toerisme_SA.pdf|Gemeenregtelike Aanspreeklikheid Gebeurtenis}} 
 +  * {{::​Getrouheid_Makelaar_Toerisme_SA.pdf|Getrouheid}} 
 +  * {{::​Glas_Makelaar_Toerisme_SA.pdf|Glas}} 
 +  * {{::​Goedere_In_Transito_Makelaar_Toerisme_SA.pdf|Goedere In Transito}} 
 +  * {{::​Grasperke_En_Besproeiingstelsels_Makelaar_Toerisme_SA.pdf|Grasperke En Besproeiingstelsels}} 
 +  * {{::​Groep_Persoonlike_Ongevalle_Makelaar_Toerisme_SA.pdf|Groep Persoonlike Ongevalle}} 
 +  * {{::​Huisbewoners_Makelaar_Toerisme_SA.pdf|Huisbewoners}} 
 +  * {{::​Huiseienaars_Makelaar_Toerisme_SA.pdf|Huiseienaars}} 
 +  * {{::​Kantoorinhoud_Makelaar_Toerisme_SA.pdf|Kantoorinhoud}} 
 +  * {{::​Kommersiele_Sambreelaanspreeklikheid_Makelaar_Toerisme_SA.pdf|Kommersiele Sambreelaanspreeklikheid}} 
 +  * {{::​Kuberversekering_Afdeling_Polisbewoording_Toerisme_SA.pdf|Kuberversekering Afdeling Polisbewoording Toerisme}} 
 +  * {{::​Lewende_Hawe_Makelaar_Toerisme_SA.pdf|Lewende Hawe}} 
 +  * {{::​Masjinerie_Breekskade_Makelaar_Toerisme_SA.pdf|Masjinerie Breekskade}} 
 +  * {{::​Motor_Algemeen_Makelaar_Toerisme_SA.pdf|Motor Algemeen}} 
 +  * {{::​Motor_Gespesifiseerde_Voertuie_Makelaar_Toerisme_SA.pdf|Motor Gespesifiseerde Voertuie}} 
 +  * {{::​Motorvloot_Makelaar_Toerisme_SA.pdf|Motorvloot}} 
 +  * {{::​Persoonlike_Alle_Risikos_Makelaar_Toerisme_SA.pdf|Persoonlike Alle Risiko'​s}} 
 +  * {{::​Persoonlike_Regsaanspreeklikheid_Makelaar_Toerisme_SA.pdf|Persoonlike Regsaanspreeklikheid}} 
 +  * {{::​Persoonlike_Sambreelaanspreeklikheid_Makelaar_Toerisme_SA.pdf|Persoonlike Sambreelaanspreeklikheid}} 
 +  * {{::​Rekenings_Ontvangbaar_Makelaar_Toerisme_SA.pdf|Rekenings Ontvangbaar}} 
 +  * {{::​Sake_Alle_Risikos_Makelaar_Toerisme_SA.pdf|Sake Alle Risiko'​s}} 
 +  * {{::​Sake_Onderbreking_Afdeling_Polisbewoording_Toerisme_SA_Vanaf_01_Julie_2022.pdf|Sake Onderbreking Afdeling Polisbewoording Vanaf 01 Julie 2022}} 
 +  * {{::​Sake_Onderbreking_Makelaar_Toerisme_SA.pdf|Sake Onderbreking}} 
 +  * {{::​Toevallige_Skade_Makelaar_Toerisme_SA.pdf|Toevallige Skade}} 
 +  * {{::​Werkgewersaanspreeklikheid_Makelaar_Toerisme_SA.pdf|Werkgewersaanspreeklikheid}} 
 +  * {{::​Wild_Makelaar_Toerisme_SA.pdf|Wild}} 
 + 
 + 
 +== English == 
 + 
 +  * {{::​Accidental_Damage_Broker_Tourism_SA.pdf|Accidental Damage}} 
 +  * {{::​Accounts_Receivable_Broker_Tourism_SA.pdf|Accounts Receivable}} 
 +  * {{::​Buildings_Combined_Broker_Tourism_SA.pdf|Buildings Combined}} 
 +  * {{::​Business_All_Risks_Broker_Tourism_SA.pdf|Business All Risks}} 
 +  * {{::​Business_Interruption_Broker_Tourism_SA.pdf|Business Interruption}} 
 +  * {{::​Business_Interruption_Section_Policy_Wording_Tourism_Product_SA_From_1_July_2022.pdf|Business Interruption Section Policy Wording From 1 July 2022}} 
 +  * {{::​Commercial_Umbrella_Liability_Broker_Tourism_SA.pdf|Commercial Umbrella Liability}} 
 +  * {{::​Cyber_Insurance_Section_Policy_Wording_Tourism_SA.pdf|Cyber Insurance Section Policy Wording ​Tourism}} 
 +  * {{::​Deterioration_Of_Stock_Broker_Tourism_SA.pdf|Deterioration Of Stock}} 
 +  * {{::​Electronic_Equipment_Broker_Tourism_SA.pdf|Electronic Equipment}} 
 +  * {{::​Employers_Liability_Broker_Tourism_SA.pdf|Employers Liability}} 
 +  * {{::​Fidelity_Broker_Tourism_SA.pdf|Fidelity}} 
 +  * {{::​Fire_Broker_Tourism_SA.pdf|Fire}} 
 +  * {{::​Game_Broker_Tourism_SA.pdf|Game}} 
 +  * {{::​General_Section_Broker_Tourism_SA.pdf|General Section}} 
 +  * {{::​Glass_Broker_Tourism_SA.pdf|Glass}} 
 +  * {{::​Goods_In_Transit_Broker_Tourism_SA.pdf|Goods In Transit}} 
 +  * {{::​Greens_And_Irrigation_Systems_Broker_Tourism_SA.pdf|Greens And Irrigation Systems}} 
 +  * {{::​Group_Personal_Accident_Broker_Tourism_SA.pdf|Group Personal Accident}} 
 +  * {{::​Householders_Broker_Tourism_SA.pdf|Householders}} 
 +  * {{::​Houseowners_Broker_Tourism_SA.pdf|Houseowners}} 
 +  * {{::​Livestock_Broker_Tourism_SA.pdf|Livestock}} 
 +  * {{::​Machinery_Breakdown_Broker_Tourism_SA.pdf|Machinery Breakdown}} 
 +  * {{::​Money_Broker_Tourism_SA.pdf|Money}} 
 +  * {{::​Motor_Fleet_Broker_Tourism_SA.pdf|Motor Fleet}} 
 +  * {{::​Motor_General_Broker_Tourism_SA.pdf|Motor General}} 
 +  * {{::​Motor_Specified_Vehicles_Broker_Tourism_SA.pdf|Motor Specified Vehicles}} 
 +  * {{::​Office_Contents_Broker_Tourism_SA.pdf|Office Contents}} 
 +  * {{::​Personal_All_Risks_Broker_Tourism_SA.pdf|Personal All Risks}} 
 +  * {{::​Personal_Legal_Liability_Broker_Tourism_SA.pdf|Personal Legal Liability}} 
 +  * {{::​Personal_Umbrella_Liability_Broker_Tourism_SA.pdf|Personal Umbrella Liability}} 
 +  * {{::​Public_Liability_CM_Broker_Tourism_SA.pdf|Public Liability Claims Made Basis}} 
 +  * {{::​Public_Liability_OB_Broker_Tourism_SA.pdf|Public Liability Occurrence Basis}} 
 +  * {{::​Theft_Broker_Tourism_SA.pdf|Theft}} 
 + 
 + 
 + 
 +===== Santam Heavy Haulage ===== 
 + 
 +== Afrikaans ==  
 + 
 +  * {{::​Algemene_Afdeling_Makelaar_Heavy_Haulage_SA.pdf|Algemene Afdeling}} 
 +  * {{::​Brand_Afdeling_Makelaar_Heavy_Haulage_SA.pdf|Brand}} 
 +  * {{::​Diefstal_Makelaar_Heavy_Haulage_SA.pdf|Diefstal}} 
 +  * {{::​Elektroniese_Toerusting_Makelaar_Heavy_Haulage_SA.pdf|Elektroniese Toerusting}} 
 +  * {{::​Geboue_Omvattend_Makelaar_Heavy_Haulage_SA.pdf|Geboue Omvattend}} 
 +  * {{::​Geld_Makelaar_Heavy_Haulage_SA.pdf|Geld}} 
 +  * {{::​Gemeenregt_Aanspreek_Eise_Ingestel_Makelaar_Heavy_Haulage_SA.pdf|Gemeenregtelike Aanspreeklikheid Eise Ingestel}} 
 +  * {{::​Gemeenregt_Aanspreek_Gebeurtenis_Makelaar_Heavy_Haulage_SA.pdf|Gemeenregtelike Aanspreeklikheid Gebeurtenis}} 
 +  * {{::​Getrouheid_Makelaar_Heavy_Haulage_SA.pdf|Getrouheid}} 
 +  * {{::​Glas_Makelaar_Heavy_Haulage_SA.pdf|Glas}} 
 +  * {{::​Groep_Persoonlike_Ongevalle_Makelaar_Heavy_Haulage_SA.pdf|Groep Persoonlike Ongevalle}} 
 +  * {{::​Huisbewoners_Makelaar_Heavy_Haulage_SA.pdf|Huisbewoners}} 
 +  * {{::​Huiseienaars_Makelaar_Heavy_Haulage_SA.pdf|Huiseienaars}} 
 +  * {{::​Kantoorinhoud_Makelaar_Heavy_Haulage_SA.pdf|Kantoorinhoud}} 
 +  * {{::​Kommersiele_Sambreelaanspreeklikheid_Makelaar_Heavy_Haulage_SA.pdf|Kommersiele Sambreelaanspreeklikheid}} 
 +  * {{::​Kuberversekering_Afdeling_Polisbewoording_Heavy_Haulage_SA.pdf|Kuberversekering Afdeling Polisbewoording Heavy Haulage}} 
 +  * {{::​Masjinerie_Breekskade_Makelaar_Heavy_Haulage_SA.pdf|Masjinerie Breekskade}} 
 +  * {{::​Motor_Algemene_Afdeling_Heavy_Haulage_SA.pdf|Motor Algemene Afdeling}} 
 +  * {{::​Motor_Gespesifiseerde_Voertuie_Makelaar_Heavy_Haulage_SA.pdf|Motor Gespesifiseerde Voertuie}} 
 +  * {{::​Motorvloot_Makelaar_Heavy_Haulage_SA.pdf|Motorvloot}} 
 +  * {{::​Persoonlike_Alle_Risikos_Makelaar_Heavy_Haulage_SA.pdf|Persoonlike Alle Risiko'​s}} 
 +  * {{::​Persoonlike_Regsaanspreeklikheid_Makelaar_Heavy_Haulage_SA.pdf|Persoonlike Regsaanspreeklikheid}} 
 +  * {{::​Persoonlike_Sambreelaanspreeklikheid_Makelaar_Heavy_Haulage_SA.pdf|Persoonlike Sambreelaanspreeklikheid}} 
 +  * {{::​Rekenings_Ontvangbaar_Makelaar_Heavy_Haulage_SA.pdf|Rekenings Ontvangbaar}} 
 +  * {{::​Sake_Alle_Risikos_Makelaar_Heavy_Haulage_SA.pdf|Sake Alle Risiko'​s}} 
 +  * {{::​Sake_Onderbreking_Afdeling_Polisbewoording_Heavy_Haulage_SA_1_Julie_2022.pdf|Sake Onderbreking Afdeling Polisbewoording 1 Julie 2022}} 
 +  * {{::​Sake_Onderbreking_Makelaar_Heavy_Haulage_SA.pdf|Sake Onderbreking}} 
 +  * {{::​Santam_Vragdekking_Plus_Afdeling_Makelaar_Heavy_Haulage_SA.pdf|Santam Vragdekking Plus Afdeling}} 
 +  * {{::​Toevallige_Skade_Makelaar_Heavy_Haulage_SA.pdf|Toevallige Skade}} 
 +  * {{::​Verslegting_Van_Voorraad_Makelaar_Heavy_Haulage_SA.pdf|Verslegting Van Voorraad}} 
 +  * {{::​Werkgewersaanspreeklikheid_Makelaar_Heavy_Haulage_SA.pdf|Werkgewersaanspreeklikheid}} 
 + 
 + 
 +== English == 
 + 
 +  * {{::​Accidental_Damage_Broker_Heavy_Haulage_SA.pdf|Accidental Damage}} 
 +  * {{::​Accounts_Receivable_Broker_Heavy_Haulage_SA.pdf|Accounts Receivable}} 
 +  * {{::​Buildings_Combined_Broker_Heavy_Haulage_SA.pdf|Buildings Combined}} 
 +  * {{::​Business_All_Risks_Broker_Heavy_Haulage_SA.pdf|Business All Risks}} 
 +  * {{::​Business_Interruption_Broker_Heavy_Haulage_SA.pdf|Business Interruption}} 
 +  * {{::​Business_Interruption_Section_Policy_Wording_Heavy_Haulage_SA_1_July_2022.pdf|Business Interruption Section ​Policy Wording ​1 July 2022}} 
 +  * {{::Commercial_Umbrella_Liability_Broker_Heavy_Haulage_SA.pdf|Commercial Umbrella Liability}} 
 +  * {{::​Cyber_Insurance_Section_Policy_Wording_Heavy_Haulage_SA.pdf|Cyber Insurance Section Policy Wording Heavy Haulage}} 
 +  * {{::​Deterioration_Of_Stock_Broker_Heavy_Haulage_SA.pdf|Deterioration Of Stock}} 
 +  * {{::​Electronic_Equipment_Broker_Heavy_Haulage_SA.pdf|Electronic Equipment}} 
 +  * {{::​Employers_Liability_Broker_Heavy_Haulage_SA.pdf|Employers Liability}} 
 +  * {{::​Fidelity_Broker_Heavy_Haulage_SA.pdf|Fidelity}} 
 +  * {{::​Fire_Section_Broker_Heavy_Haulage_SA.pdf|Fire Section}} 
 +  * {{::​General_Section_Broker_Heavy_Haulage_SA.pdf|General Section}} 
 +  * {{::​Glass_Broker_Heavy_Haulage_SA.pdf|Glass}} 
 +  * {{::​Group_Personal_Accident_Broker_Heavy_Haulage_SA.pdf|Group Personal Accident}} 
 +  * {{::​Householders_Broker_Heavy_Haulage_SA.pdf|Householders}} 
 +  * {{::​Houseowners_Broker_Heavy_Haulage_SA.pdf|Houseowners}} 
 +  * {{::​Machinery_Breakdown_Broker_Heavy_Haulage_SA.pdf|Machinery Breakdown}} 
 +  * {{::​Money_Broker_Heavy_Haulage_SA.pdf|Money}} 
 +  * {{::​Motor_Fleet_Broker_Heavy_Haulage_SA.pdf|Motor Fleet}} 
 +  * {{::​Motor_General_Section_Heavy_Haulage_SA.pdf|Motor General Section}} 
 +  * {{::​Motor_Specified_Vehicles_Broker_Heavy_Haulage_SA.pdf|Motor Specified Vehicles}} 
 +  * {{::​Office_Contents_Broker_Heavy_Haulage_SA.pdf|Office Contents}} 
 +  * {{::​Personal_All_Risks_Broker_Heavy_Haulage_SA.pdf|Personal All Risks}} 
 +  * {{::​Personal_Legal_Liability_Broker_Heavy_Haulage_SA.pdf|Personal Legal Liability}} 
 +  * {{::​Personal_Umbrella_Liability_Broker_Heavy_Haulage_SA.pdf|Personal Umbrella Liability}} 
 +  * {{::​Public_Liability_OB_Broker_Heavy_Haulage_SA.pdf|Public Liability Occurrence Basis}} 
 +  * {{::​Public_Liability_CM_Broker_Heavy_Haulage_SA.pdf|Public Liability Claims Made}} 
 +  * {{::​Santam_Cargo_Cover_Plus_Section_Broker_Heavy_Haulage_SA.pdf|Santam ​Cargo Cover Plus Section}} 
 +  * {{::​Theft_Broker_Heavy_Haulage_SA.pdf|Theft}} 
 + 
 + 
 +===== Santam Educational ===== 
 + 
 +== Afrikaans == 
 + 
 +  * {{::​Algemene_Afdeling_Makelaar_Opvoedkundig_SA.pdf|Algemene Afdeling}} 
 +  * {{::​Brand_Makelaar_Opvoedkundig_SA.pdf|Brand}} 
 +  * {{::​Diefstal_Makelaar_Opvoedkundig_SA.pdf|Diefstal}} 
 +  * {{::​Elektroniese_Toerusting_Makelaar_Opvoedkundig_SA.pdf|Elektroniese Toerusting}} 
 +  * {{::​Geboue_Omvattend_Makelaar_Opvoedkundig_SA.pdf|Geboue Omvattend}} 
 +  * {{::​Geld_Makelaar_Opvoedkundig_SA.pdf|Geld}} 
 +  * {{::​Gemeenr_Aanspreeklikheid_Gebeurtenis_Makelaar_Opvoedk_SA.pdf|Gemeenregtelike Aanspreeklikheid Gebeurtenis}} 
 +  * {{::​Gemeenregt_Aanspreek_Eise_Ingestel_Makelaar_Opvoedk_SA.pdf|Gemeenregtelike Aanspreeklikheid Eise Ingestel}} 
 +  * {{::​Getrouheid_Makelaar_Opvoedkundig_SA.pdf|Getrouheid}} 
 +  * {{::​Glas_Makelaar_Opvoedkundig_SA.pdf|Glas}} 
 +  * {{::​Goedere_In_Transito_Makelaar_Opvoedkundig_SA.pdf|Goedere In Transito}} 
 +  * {{::​Grasperke_En_Besproeiingstelsels_Makelaar_Opvoedkundig_SA.pdf|Grasperke en Besproeiingstelsels}} 
 +  * {{::​Groep_Persoonlike_Ongevalle_Makelaar_Opvoedkundig_SA.pdf|Groep Persoonlike Ongevalle}} 
 +  * {{::​Huisbewoners_Makelaar_Opvoedkundig_SA.pdf|Huisbewoners}} 
 +  * {{::​Huiseienaars_Makelaar_Opvoedkundig_SA.pdf|Huiseienaars}} 
 +  * {{::​Kantoorinhoud_Makelaar_Opvoedkundig_SA.pdf|Kantoorinhoud}} 
 +  * {{::​Kommersiele_Sambreelaanspreeklikheid_Makelaar_Opvoedkundig_SA.pdf|Kommersiele Sambreelaanspreeklikheid}} 
 +  * {{::​Kuberversekering_Afdeling_Polisbewoording_Opvoedkundig_SA.pdf|Kuberversekering Afdeling Polisbewoording Opvoedkundig}} 
 +  * {{::​Masjinerie_Breekskade_Makelaar_Opvoedkundig_SA.pdf|Masjinerie Breekskade}} 
 +  * {{::​Motor_Algemeen_Makelaar_Opvoedkundig_SA.pdf|Motor Algemeen}} 
 +  * {{::​Motor_Gespesifiseerde_Voertuie_Makelaar_Opvoedkundig_SA.pdf|Motor Gespesifiseerde Voertuie}} 
 +  * {{::​Motorvloot_Makelaar_Opvoedkundig_SA.pdf|Motorvloot}} 
 +  * {{::​Persoonlike_Alle_Risikos_Makelaar_Opvoedkundig_SA.pdf|Persoonlike Alle Risiko'​s}} 
 +  * {{::​Persoonlike_Regsaanspreeklikheid_Makelaar_Opvoedkundig_SA.pdf|Persoonlike Regsaanspreeklikheid}} 
 +  * {{::​Persoonlike_Sambreelaanspreeklikheid_Makelaar_Opvoedkundig_SA.pdf|Persoonlike Sambreelaanspreeklikheid}} 
 +  * {{::​Rekenings_Ontvangbaar_Makelaar_Opvoedkundig_SA.pdf|Rekenings Ontvangbaar}} 
 +  * {{::​Sake_Alle_Risikos_Makelaar_Opvoedkundig_SA.pdf|Sake Alle Risiko'​s}} 
 +  * {{::​Sake_Onderbreking_Afdeling_Polisbewoording_Opvoedkundig_SA_Vanaf_1_Julie_2022.pdf|Sake Onderbreking Afdeling Polisbewoording Vanaf 1 Julie 2022}} 
 +  * {{::​Sake_Onderbreking_Makelaar_Opvoedkundig_SA.pdf|Sake Onderbreking}} 
 +  * {{::​Toevallige_Skade_Makelaar_Opvoedkundig_SA.pdf|Toevallige Skade}} 
 +  * {{::​Verslegting_Van_Voorraad_Makelaar_Opvoedkundig_SA.pdf|Verslegting Van Voorraad}} 
 +  * {{::​Werkgewersaanspreeklikheid_Makelaar_Opvoedkundig_SA.pdf|Werkgewersaanspreeklikheid}} 
 + 
 + 
 +== English == 
 + 
 +  * {{::​Accidental_Damage_Broker_Educational_SA.pdf|Accidental Damage}} 
 +  * {{::​Accounts_Receivable_Broker_Educational_SA.pdf|Accounts_Receivable}} 
 +  * {{::​Buildings_Combined_Broker_Educational_SA.pdf|Buildings Combined}} 
 +  * {{::​Business_All_Risks_Broker_Educational_SA.pdf|Business All Risks}} 
 +  * {{::​Business_Interruption_Broker_Educational_SA.pdf|Business Interruption}} 
 +  * {{::​Business_Interruption_Section_Policy_Wording_Educational_SA_From_1_July_2022.pdf|Business Interruption Section ​Policy Wording ​From 1 July 2022}} 
 +  * {{::​Commercial_Umbrella_Liability_Broker_Educational_SA.pdf|Commercial Umbrella Liability}} 
 +  * {{::​Cyber_Insurance_Section_Policy_Wording_Educational_SA.pdf|Cyber Insurance Section Policy Wording Educational}} 
 +  * {{::​Deterioration_Of_Stock_Broker_Educational_SA.pdf|Deterioration Of Stock}} 
 +  * {{::​Electronic_Equipment_Broker_Educational_SA.pdf|Electronic Equipment}} 
 +  * {{::​Employers_Liability_Broker_Educational_SA.pdf|Employers Liability}} 
 +  * {{::​Fidelity_Broker_Educational_SA.pdf|Fidelity}} 
 +  * {{::​Fire_Broker_Educational_SA.pdf|Fire}} 
 +  * {{::​General_Section_Broker_Educational_SA.pdf|General Section}} 
 +  * {{::​Glass_Broker_Educational_SA.pdf|Glass}} 
 +  * {{::​Goods_In_Transit_Broker_Educational_SA.pdf|Goods In Transit}} 
 +  * {{::​Greens_And_Irrigation_Systems_Broker_Educational_SA.pdf|Greens And Irrigation Systems}} 
 +  * {{::​Group_Personal_Accident_Broker_Educational_SA.pdf|Group Personal Accident}} 
 +  * {{::​Householders_Broker_Educational_SA.pdf|Householders}} 
 +  * {{::​Houseowners_Broker_Educational_SA.pdf|Houseowners}} 
 +  * {{::​Machinery_Breakdown_Broker_Educational_SA.pdf|Machinery Breakdown}} 
 +  * {{::​Money_Broker_Educational_SA.pdf|Money Broker}} 
 +  * {{::​Motor_Fleet_Broker_Educational_SA.pdf|Motor Fleet}} 
 +  * {{::​Motor_General_Broker_Educational_SA.pdf|Motor General}} 
 +  * {{::​Motor_Specified_Vehicles_Broker_Educational_SA.pdf|Motor Specified Vehicles}} 
 +  * {{::​Office_Contents_Broker_Educational_SA.pdf|Office Contents}} 
 +  * {{::​Personal_All_Risks_Broker_Educational_SA.pdf|Personal All Risks}} 
 +  * {{::​Personal_Legal_Liability_Broker_Educational_SA.pdf|Personal Legal Liability}} 
 +  * {{::​Personal_Umbrella_Liability_Broker_Educational_SA.pdf|Personal Umbrella Liability}} 
 +  * {{::​Public_Liability_Claims_Made_Broker_Educational_SA.pdf|Public Liability Claims Made}} 
 +  * {{::​Public_Liability_Occurrence_Basis_Broker_Educational_SA.pdf|Public Liability Occurrence Basis}} 
 +  * {{::​Theft_Broker_Educational_SA.pdf|Theft}} 
 + 
 + 
 +===== Santam Religious ===== 
 + 
 +== Afrikaans ==  
 + 
 +  * {{::​Algemene_Afdeling_Makelaar_Godsdienstig_SA.pdf|Algemene Afdeling}} 
 +  * {{::​Brand_Makelaar_Godsdienstig_SA.pdf|Brand}} 
 +  * {{::​Diefstal_Makelaar_Godsdienstig_SA.pdf|Diefstal}} 
 +  * {{::​Elektroniese_Toerusting_Makelaar_Godsdienstig_SA.pdf|Elektroniese Toerusting}} 
 +  * {{::​Geboue_Omvattend_Makelaar_Godsdienstig_SA.pdf|Geboue Omvattend}} 
 +  * {{::​Geld_Makelaar_Godsdienstig_SA.pdf|Geld}} 
 +  * {{::​Gemeenregt_Aanspreek_Eise_Ingestel_Makelaar_Godsdienstig_SA.pdf|Gemeenregtelike Aanspreeklikheid Eise Ingestel}} 
 +  * {{::​Gemeenregt_Aanspreek_Gebeurtenis_Makelaar_Godsdienstig_SA.pdf|Gemeenregtelike Aanspreeklikheid Gebeurtenis}} 
 +  * {{::​Getrouheid_Makelaar_Godsdienstig_SA.pdf|Getrouheid}} 
 +  * {{::​Glas_Makelaar_Godsdienstig_SA.pdf|Glas}} 
 +  * {{::​Goedere_In_Transito_Makelaar_Godsdienstig_SA.pdf|Goedere In Transito}} 
 +  * {{::​Grasperke_En_Besproeiingstelsels_Makelaar_Godsdienstig_SA.pdf|Grasperke En Besproeiingstelsels}} 
 +  * {{::​Groep_Persoonlike_Ongevalle_Makelaar_Godsdienstig_SA.pdf|Groep Persoonlike Ongevalle}} 
 +  * {{::​Huisbewoners_Makelaar_Godsdienstig_SA.pdf|Huisbewoners}} 
 +  * {{::​Huiseienaars_Makelaar_Godsdienstig_SA.pdf|Huiseienaars}} 
 +  * {{::​Kantoorinhoud_Makelaar_Godsdienstig_SA.pdf|Kantoorinhoud}} 
 +  * {{::​Kommersiele_Sambreelaanspreeklikheid_Makelaar_Godsdienstig_SA.pdf|Kommersiele Sambreelaanspreeklikheid}} 
 +  * {{::​Kuberversekering_Afdeling_Polisbewoording_Godsdienstig_SA.pdf|Kuberversekering Afdeling Polisbewoording Godsdienstig}} 
 +  * {{::​Masjinerie_Breekskade_Makelaar_Godsdienstig_SA.pdf|Masjinerie Breekskade}} 
 +  * {{::​Motor_Algemeen_Makelaar_Godsdienstig_SA.pdf|Motor Algemeen}} 
 +  * {{::​Motor_Gespesifiseerde_Voertuie_Makelaar_Godsdienstig_SA.pdf|Motor Gespesifiseerde Voertuie}} 
 +  * {{::​Motorvloot_Makelaar_Godsdienstig_SA.pdf|Motorvloot}} 
 +  * {{::​Persoonlike_Alle_Risikos_Makelaar_Godsdienstig_SA.pdf|Persoonlike Alle Risiko'​s}} 
 +  * {{::​Persoonlike_Regsaanspreeklikheid_Makelaar_Godsdienstig_SA.pdf|Persoonlike Regsaanspreeklikheid}} 
 +  * {{::​Persoonlike_Sambreelaanspreeklikheid_Makelaar_Godsdienstig_SA.pdf|Persoonlike Sambreelaanspreeklikheid}} 
 +  * {{::​Rekenings_Ontvangbaar_Makelaar_Godsdienstig_SA.pdf|Rekenings Ontvangbaar}} 
 +  * {{::​Sake_Alle_Risikos_Makelaar_Godsdienstig_SA.pdf|Sake Alle Risiko'​s}} 
 +  * {{::​Sake_Onderbreking_Afdeling_Polisbewoording_Godsdienstig_SA_Vanaf_1_Julie_2022.pdf|Sake Onderbreking Afdeling Polisbewoording Vanaf 1 Julie 2022}} 
 +  * {{::​Sake_Onderbreking_Makelaar_Godsdienstig_SA.pdf|Sake Onderbreking}} 
 +  * {{::​Toevallige_Skade_Makelaar_Godsdienstig_SA.pdf|Toevallige Skade}} 
 +  * {{::​Verslegting_Van_Voorraad_Makelaar_Godsdienstig_SA.pdf|Verslegting Van Voorraad}} 
 +  * {{::​Werkgewersaanspreeklikheid_Makelaar_Godsdienstig_SA.pdf|Werkgewersaanspreeklikheid}}
  
  
-===== Santam Trade Guard =====+== English ​==
  
-  * {{ ::tradeguard_accidental_damage_merged32.pdf |Santam Trade Guard Policy Wording ​ENG}} +  * {{::Accidental_Damage_Broker_Religious_SA.pdf|Accidental Damage}} 
-  * {{ ::tradeguard_aanspreeklikheid_eise-ingestel-grondslag_merged32.pdf |Santam Trade Guard Policy Wording ​AFR}}+  * {{::​Accounts_Receivable_Broker_Religious_SA.pdf|Accounts Receivable}} 
 +  * {{::​Buildings_Combined_Broker_Religious_SA.pdf|Buildings Combined}} 
 +  * {{::​Business_All_Risks_Broker_Religious_SA.pdf|Business All Risks}} 
 +  * {{::​Business_Interruption_Broker_Religious_SA.pdf|Business Interruption}} 
 +  * {{::​Business_Interruption_Section_Policy_Wording_Religious_SA_From_1_July_2022.pdf|Business Interruption Section ​Policy Wording ​From 1 July 2022}} 
 +  * {{::Commercial_Umbrella_Liability_Broker_Religious_SA.pdf|Commercial Umbrella Liability}} 
 +  * {{::​Cyber_Insurance_Section_Policy_Wording_Religious_SA.pdf|Cyber Insurance Section ​Policy Wording ​Religious}} 
 +  * {{::​Deterioration_Of_Stock_Broker_Religious_SA.pdf|Deterioration Of Stock}} 
 +  * {{::​Electronic_Equipment_Broker_Religious_SA.pdf|Electronic Equipment}} 
 +  * {{::​Employers_Liability_Broker_Religious_SA.pdf|Employers Liability}} 
 +  * {{::​Fidelity_Broker_Religious_SA.pdf|Fidelity}} 
 +  * {{::​Fire_Broker_Religious_SA.pdf|Fire}} 
 +  * {{::​General_Section_Broker_Religious_SA.pdf|General Section}} 
 +  * {{::​Glass_Broker_Religious_SA.pdf|Glass}} 
 +  * {{::​Goods_In_Transit_Broker_Religious_SA.pdf|Goods In Transit}} 
 +  * {{::​Greens_And_Irrigation_Systems_Broker_Religious_SA.pdf|Greens And Irrigation Systems}} 
 +  * {{::​Group_Personal_Accident_Broker_Religious_SA.pdf|Group Personal Accident}} 
 +  * {{::​Householders_Broker_Religious_SA.pdf|Householders}} 
 +  * {{::​Houseowners_Broker_Religious_SA.pdf|Houseowners}} 
 +  * {{::​Machinery_Breakdown_Broker_Religious_SA.pdf|Machinery Breakdown}} 
 +  * {{::​Money_Broker_Religious_SA.pdf|Money}} 
 +  * {{::​Motor_Fleet_Broker_Religious_SA.pdf|Motor_Fleet}} 
 +  * {{::​Motor_General_Broker_Religious_SA.pdf|Motor General}} 
 +  * {{::​Motor_Specified_Vehicles_Broker_Religious_SA.pdf|Motor Specified Vehicles}} 
 +  * {{::​Office_Contents_Broker_Religious_SA.pdf|Office Contents}} 
 +  * {{::​Personal_All_Risks_Broker_Religious_SA.pdf|Personal All Risks}} 
 +  * {{::​Personal_Legal_Liability_Broker_Religious_SA.pdf|Personal Legal Liability}} 
 +  * {{::​Personal_Umbrella_Liability_Broker_Religious_SA.pdf|Personal Umbrella Liability}} 
 +  * {{::​Public_Liability_CM_Broker_Religious_SA.pdf|Public Liability Claims Made}} 
 +  * {{::​Public_Liability_OB_Broker_Religious_SA.pdf|Public Liability Occurrence Basis}} 
 +  * {{::​Theft_Broker_Religious_SA.pdf|Theft}}
  
-===== Santam Transport ===== 
  
-  * {{ ::​brochure_template.pdf |Santam Transport Brochure ENG}} 
-  * {{ ::​heavy_haulage_general.pdf |Santam Transport Heavy Haulage Brochure ENG}} 
-  * {{ ::​transport_motor.pdf |Santam Transport Motor Policy Wording ENG}}